Date the Rate? - Dont fall for it in SW Florida
I Shop Rates So You Don't Have To Weekly Realtor Update | August 21, 2026 Your buyer found a rate online that looks better than mine. It happens every week. Here's the thing though. That rate almost never matches the deal they're actually in. Most online rates assume 25% down or more. Your buyer putting 5% or 10% down is looking at a completely different number. That's not apples to apples. Let me show you how to compare rates the right way, and how I cut real money out of the deal before we even get to the rate. Compare Rates Apples to Apples Here's the deal. A rate by itself tells you almost nothing. Two lenders can quote the same 6.5% and the buyer walks away with two totally different deals. The rate is only real once you know what's baked into it. When your buyer sees a low rate online, ask these three questions. It usually falls apart fast. ✓ How much down? Most advertised rates assume 25% down or more. Your buyer at 5% or 10% down is a different risk...