Florida Mortgage Broker

  Rates moved on us this week. If you had a buyer pre-approved two weeks ago at one payment, that payment looks different today. Here's the good news. There's a fix for this, and it doesn't require waiting for the Fed. It requires negotiating. More on that below. ✦✦✦ Rate Snapshot Daily national averages, as of July 24, 2026 30-Year Fixed Conventional    6.70% to 6.82% 15-Year Fixed   ~ 6.00% FHA 30-Year   ~ 6.50%   VA 30-Year    ~ 6.40%   30-Year Jumbo    6.78% Sample figures for illustration only. Not a commitment to lend. Rates change daily and vary by credit score, loan amount, property type, and occupancy. Call me for a live quote. ✦✦✦ What Moved Rates This Week Short version: oil and inflation. The conflict in the Middle East pushed oil prices up again. Higher oil means higher costs to make and move just about everything. That feeds inflation, and inflation is what drives mortgage rates. The 10-year Treasury climbe...

Why use a Mortgage Broker   10 Benefits of Using a Mortgage Broker for Home Loans I am a Florida based mortgage broker . I work for YOU , not the lender . I work with over 100 different wholesale lenders to get you the best deal available . We are talking about money! We all have the same money, its a matter of how much are YOU willing to pay for the use of that money. We are not selling Art work - that would have a different cost depending on the artist😉 Home loans should not cost more, just because you are working with a " preferred lender " or an " in house lender ". This is your HOME and YOU deserve the best deal with the lowest cost - PERIOD - FULL STOP! Here are just a few reasons to use a broker for your next home loan - and if you are in Florida - I am ready to walk you through the process to get you the best deal on your mortgage. 1. Access to Multiple Lenders : Mortgage brokers work with a variety of lenders, which can provide borrowers with ac...